Design onboarding around digital KYC
Customers expect to open an account in minutes. Plan identity verification, document capture and screening into the first version, with a clear path to manual review when checks fail.
Integrate payment rails early
Raast, mobile wallets and card gateways each have their own integration and testing requirements. Building these integrations early reduces launch risk and surfaces operational questions sooner.
Make every transaction auditable
Every money movement needs a clear record of who initiated it, what was checked and what happened. Designing audit trails into the data model is far easier than adding them later.
Security is architecture, not a feature
Encryption, key management, role-based access and regular security testing shape the system design. They belong in the first sprint, not the last.
Plan for regulation
Map the applicable regulatory requirements during discovery and review them with your compliance team before the build begins.